Your AIpersonal CFO
The AI personal finance app that detects spending drift,subscription leaks, and financial risks — automatically.
The AI personal finance app that detects spending drift,subscription leaks, and financial risks — automatically.
Trusted by professionals at these organizations
Answers when you ask. Alerts when you don't.
Your AI budgeting assistant answers instantly — and monitors your spending in the background.
See every transaction, automatically categorized.
Spending organized by category, automatically tracked and visualized.
Your goals, your way. Track what actually matters to you, not just budgets.
Get instant answers from your AI financial brain. Finny understands your data so you can make smarter money decisions — perfect for students and young professionals.
Connecting your bank account is optional and only used for personalization (you can use the app without connecting a bank account). We use Plaid to connect with financial institutions.

All your data is encrypted in transit and at rest, ensuring only you have access.

We never sell your data. Your privacy is built into every feature.

We use industry-leading security standards to protect your information.
We take your privacy and security seriously. Our platform is built with industry leading standards to keep your data safe and private at all times.
No sign-up required. Interactive tools to plan your budget, pay off debt, and track your spending.
Finlingo is an AI personal finance assistant that turns your activity into clear answers and proactive insights—so you stay ahead without spreadsheets.
It monitors spending patterns, surfaces subscription leaks, flags unusual changes, and helps you make decisions by chatting with your data.
Not right now. Finlingo provides insights and guidance so you can act with confidence.
We use bank-level encryption and follow strict privacy practices. Finlingo is built to be privacy-first.
You can start using Finlingo without connecting anything, then add supported bank accounts later for real-time personalization (availability depends on your institution).
Finlingo provides informational insights and guidance, not personalised financial, investment, or legal advice.
Finlingo is free to download and use with AI chat, unlimited transactions, and dashboard tracking. Upgrade to Pro for $14.99/month or $118.99/year for unlimited messages, insights, and voice mode.