Pricing
Free to use. Upgrade when you're ready.
Finlingo is completely free to download and use. Get AI-powered financial insights, transaction tracking, and chat with Finny at no cost. Upgrade to Pro for unlimited access.
Finlingo Free
Everything you need to start managing your money with AI.
No credit card required
Included free
Everything in Pro
Pro Yearly
Best value for long-term clarity.
Effective $9.92/month billed annually.
Cancel anytime
Everything in Pro
What you unlock
Proactive financial insights
Finlingo watches your spending patterns and surfaces what’s changing before it becomes a problem.
Smarter spending visibility
See where your money is actually going, with clear groupings instead of overwhelming dashboards.
Recurring payment intelligence
Spot subscriptions, renewals, and quiet charges so you can keep what matters and cut what doesn’t.
Personalized AI guidance
Ask Finny anything about your money and get answers in plain language, grounded in your real data.
Pricing FAQ
Is Finlingo really free?+
Yes. Finlingo is free to download and use. You get AI chat with Finny, unlimited transactions, unlimited bank accounts, and dashboard tracking — all at no cost. Pro unlocks unlimited messages, insights, and voice mode.
What do I get with Finlingo Pro?+
Finlingo Pro gives you unlimited AI messages, unlimited financial insights, unlimited voice mode, subscription leak detection, proactive alerts, AI credit card recommender, and cashflow optimizer.
Can I cancel anytime?+
Yes. You can cancel your subscription at any time from your account settings. There are no lock-ins or long-term contracts.
Do I need to connect my bank account?+
Connecting your accounts lets Finlingo analyze real transactions and give personalized guidance. You can explore the app first, then connect when you're ready.
Is my financial data secure?+
Yes. We use bank-level encryption and follow strict security practices. Your data is encrypted in transit and at rest, and we never sell your financial information.
Why choose yearly instead of monthly?+
The yearly plan saves you over 30% compared to paying month-to-month and is the best option if you expect to use Finlingo as your long-term financial copilot.
Financial clarity starts now.
Set it up in under 2 minutes. Let Finlingo handle the rest.